1. Home
  2. Articles

Category: Lending

Why the December Lower Inflation Rate of 3.2% May Not Be Good News for Australian Home Borrowers after all

Why the December Lower Inflation Rate of 3.2% May Not Be Good News for Australian Home Borrowers after all

While a December inflation rate of 3.2% might initially seem like a positive development, it could spell trouble for Australian home loan borrowers. Here’s why: Pressure on the Australian Dollar: If the financial markets think

Read More
Economists Say We Are at the Top of the Interest Rate Cycle, Causing a Surge in Activity in Eastern Australia Property

Economists Say We Are at the Top of the Interest Rate Cycle, Causing a Surge in Activity in Eastern Australia Property

Australian economists are now saying that we are at the top of the interest rate cycle, meaning that interest rates are unlikely to rise much further. This is causing a surge in activity in cities

Read More
Unveiling the Paradox: Property Prices Continue to Rise Amidst Record Rate Rises

Unveiling the Paradox: Property Prices Continue to Rise Amidst Record Rate Rises

The Australian property market has been witnessing a paradoxical trend where property prices continue to soar despite a series of record interest rate hikes. This unexpected scenario can be attributed to the persistent high demand

Read More
Housing Loan Commitments Increase for the First Time In a Year

Housing Loan Commitments Increase for the First Time In a Year

After months of decline, housing loan commitments in Australia have finally started to increase. This is due to a number of factors, including optimism in the housing market, interest rates on hold last month, fear

Read More
Breaking Free: Banks Grant Mortgage Prisoners a Lifeline, Opening Doors for Refinancing and Saving Money

Breaking Free: Banks Grant Mortgage Prisoners a Lifeline, Opening Doors for Refinancing and Saving Money

In a significant development for homeowners who have been trapped in "mortgage prison," banks and other lenders are now offering a lifeline. Those who have been unable to qualify for normal refinance assessments can now

Read More
NSW Government Incentives Empower Developers to Boost Affordable Housing Availability

NSW Government Incentives Empower Developers to Boost Affordable Housing Availability

Addressing the critical need for affordable housing, the New South Wales (NSW) government has introduced a range of incentives to encourage property developers to allocate at least 15% of new projects for affordable housing. In

Read More
Maximizing End-of-Financial-Year Opportunities with 120% deductions

Maximizing End-of-Financial-Year Opportunities with 120% deductions

As the financial year draws to a close, businesses across Australia have an opportunity to optimize their financial position and capitalize on various strategies to maximize returns and minimize tax liabilities. This article highlights key

Read More
Massive Interest Rate Rises Impact on Purchaser Borrowing Ability Causing House Price Drops  in Australian Suburbs

Massive Interest Rate Rises Impact on Purchaser Borrowing Ability Causing House Price Drops in Australian Suburbs

Recent significant interest rate rises have sent shockwaves through the Australian housing market, impacting not only the borrowing ability of potential purchasers but also leading to a reduction in housing prices in several suburbs. What

Read More
Will Mortgage Brokers be Replaced as Borrowers Turn to AI for Perfect Home Loans?

Will Mortgage Brokers be Replaced as Borrowers Turn to AI for Perfect Home Loans?

As technology continues to advance at an unprecedented pace, artificial intelligence (AI) has emerged as a game-changer in various industries. The mortgage lending sector is no exception, with AI-powered tools promising to simplify the process

Read More
NDIS and Co living as Investment Properties

NDIS and Co living as Investment Properties

The National Disability Insurance Scheme (NDIS) is a government-funded program that provides support to people with disabilities. In recent years, there has been a significant increase in the number of people enrolled in the NDIS,

Read More
Accredited Broker