• 27/09/2021

Category: Lending

Six questions to ask yourself before applying for a home loan

Six questions to ask yourself before applying for a home loan

Euan Black| The New Daily| 21 July 2021 https://thenewdaily.com.au/finance/dollars-and-sense/2021/07/21/home-loans-six-questions/ Buying your first home is a rite of passage in Australia but not something to be rushed. Thorough research and planning is essential to securing the…

“It is important that lending standards are maintained”

“It is important that lending standards are maintained”

The Australian housing market recorded its fastest annual growth since April 2004 and there is even a spark of life in the investor market – is this good news or bad? Over the past 12…

The reason why we are talking about a lender crackdown is to avoid actually having a lender crackdown

The reason why we are talking about a lender crackdown is to avoid actually having a lender crackdown

This week, a number of finance regulators said they were turning their mind to enforcing robust lending standards. Straight after, CBA announced it was adopting a more conservative stance in its lending policy. Accredited Broker…

One in five have a liar loan: Experian

One in five have a liar loan: Experian

Michael Roddan| Australian Financial Review| 22 June 2021 https://www.afr.com/companies/financial-services/one-in-five-have-a-liar-loan-experian-20210622-p5833i One in five Australians have fibbed to the bank when applying for a loan in order to avoid being knocked back by the lender, raising concerns…

Banking regulators poised to tighten lending standards to cool market

Banking regulators poised to tighten lending standards to cool market

Shane Wright & Clancy Yeates| Sydney Morning Herald| 19 June 2021 https://www.smh.com.au/politics/federal/banking-regulators-poised-to-tighten-lending-standards-to-cool-market-20210618-p5823u.html The Reserve Bank and the nation’s prudential regulator are poised to tighten lending standards in the face of soaring property prices and growing…

How is the property market changing and how can you profit from it?

How is the property market changing and how can you profit from it?

While the housing market is strong, there are signs it’s slowing. Under these conditions knowing whether buyers can get finance will be key. The white-hot price gains of March moderated in April. Sydney auction clearance rates…

If there’s a lending clampdown, what happens to those employed in the industry?

If there’s a lending clampdown, what happens to those employed in the industry?

The government and the Reserve Bank want to see the property market grow to boost the post-pandemic economy, but many experts believe that the banking regulator will soon put up roadblocks to stop the market…

APRA’s daunting double challenge

APRA’s daunting double challenge

Karen Maley| Australian Financial Review| 21 April 2021 APRA’s daunting double challenge (afr.com) Wayne Byres, the boss of the country’s prudential regulator, might like to insist that it’s not his job to solve the problem of soaring…

Mortgage brokers record highest ever December quarter market share

Mortgage brokers record highest ever December quarter market share

MFAA| 3 March 2021 Mortgage brokers record highest ever December quarter market share | MFAA The mortgage broker channel has recorded its highest ever market share result for the December quarter with brokers settling 59.4 per…

Home owners warned against rushing to fix their mortgages

Home owners warned against rushing to fix their mortgages

Euan Black| The New Daily| 2 February 2021 Home owners warned against rushing to fix their mortgages (thenewdaily.com.au) Home owners are being told to do their research before fixing their mortgages, after the Reserve Bank…

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