• 05/05/2025

Category: Articles

Plenty of Room for Improvement for Brokers

Choice.com.au – 6 May, 2015 https://www.choice.com.au/money/property/buying/articles/mortgage-broker-shadow-shop By Uta Mihm You’d think a mortgage broker would hunt down the most appropriate home loan deal possible for you when lining up finance for the biggest purchase of…

Rates and housing risk: beware outsourcing policy to regulators

The Conversation.com – 5 May, 2015 By Pat McConnell http://theconversation.com/rates-and-housing-risk-beware-outsourcing-policy-to-regulators-41188 The Reserve Bank of Australia would dearly love to be like Dr Doolittle’s amazing pushmi-pullyu, able to face both directions at once. Cutting interest rates…

Renovation spending to fall before a rise

The Bull.com.au – 23 April, 2015. By AAP http://www.thebull.com.au/articles/a/53635-renovation-spending-to-fall-before-a-rise.html The home renovation market should enjoy a modest recovery over the next few years, but that will follow another decline in 2015, the Housing Industry Association…

Housing shortage not as certain as we think

ABC News – 16 April, 2015 By Michael Janda http://www.abc.net.au/news/2015-04-15/housing-shortage-not-as-certain-as-we-think/6395326 The Australian housing shortage is a gospel truth for everyone from Treasury and Reserve Bank policymakers down to your average Joe chatting with mates at…

Is lending to investors finally starting to slow?

Corelogic.com.au –  April 10, 2015 By Cameron Kusher http://blog.corelogic.com.au/2015/04/is-lending-to-investors-finally-starting-to-slow/ The Australian Bureau of Statistics (ABS) released housing finance data for February 2015 earlier today. The results suggested to me that perhaps; after many warnings, the exuberance from…

Australia is in one of the worst housing bubbles we have ever seen

Domain.com.au – 27 March, 2015 By Lindsay David http://news.domain.com.au/domain/real-estate-news/australia-is-in-one-of-the-worst-housing-bubbles-we-have-ever-seen-20150327-1m8vao.html By all accounts, Australia is experiencing what is one of the greatest credit-fuelled real estate bubbles in modern times. On the back of a collapsing mining sector,…

Banking regulator APRA says individual banks targeted in crackdown on investor loans

ABC News – 21 March, 2015 By Sue Lannin http://www.abc.net.au/news/2015-03-20/apra-says-individual-banks-targeted-in-investor-loan-crackdown/6337208? Australia’s banking regulator says its new 10 per cent limit on annual growth in property investor loans is a trigger, not a cap. Australian Prudential…

Deep Mortgage Discounts To Be Had

Digital Finance Analytics – 20 March, 2015 Martin North http://www.digitalfinanceanalytics.com/blog/deep-mortgage-discounts-to-be-had/ We have updated our survey models, and we note that since January banks have been discounting their mortgage dealss in an attempt to gain relative…

Huge property profits don’t always add up

The Sydney Morning Herald – 20 march, 2015 By Scott Phillips http://www.smh.com.au/money/investing/huge-property-profits-dont-always-add-up-20150320-1m3ljy.html The gains look impressive … but are they, really? If there was a “Captain Obvious” award for stating the bleeding self-evident it would…

Are baby boomers overheating the property market?

The New Daily – Mar 19, 2015 By Johanna Leggatt http://thenewdaily.com.au/money/2015/03/19/landlords-really-overheating-property-market/ Baby boomer landlords have been blamed for squeezing younger buyers out of the market. We test this claim. Negative gearing: it’s a complicated and bizarre-sounding…

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