• 06/05/2025

Category: Articles

Vital Signs: Construction Yet to Slow Down with a Cooling Housing Market

Richard Holden| The Conversation| 16 March 2018 https://theconversation.com/vital-signs-construction-yet-to-slow-down-with-a-cooling-housing-market-93358 The Australian Bureau of Statistics housing finance figures released Tuesday reveal a modest increase in the total value of dwelling commitments, up an overall 0.7% for the…

The attractions of interest-only loans

Daryl Dixon| Sydney Morning Herald| 15 March 2018 https://www.smh.com.au/money/borrowing/the-attractions-of-interest-only-loans-20180315-p4z4il.html Despite tighter regulations, interest-only loans offer substantial benefits to potential borrowers. It’s true there is heightened risk for lender and borrower because the loan is not…

Home Ownership Foundations are Being Shaken, and the Impacts Will be Felt Far & Wide

Rachel Ong, Gavin Wood & Susan Smith| The Conversation| 6 March 2018 https://theconversation.com/home-ownership-foundations-are-being-shaken-and-the-impacts-will-be-felt-far-and-wide-91664 he nature of the centrepiece of the Australian housing system – owner occupation – is quietly undergoing a profound transformation. Once taken…

Regular Client Reviews to Generate More Broker Business

Ambulance chasers are not seen as the best friends of the property and finance sectors. But, ironically, they could boost incomes for brokers and financial planners A rising tide lifts all boats. But, when the tide goes…

The RBA says financial stress for Australian households remains ‘relatively low’

David Scutt| Business Insider| 20 February 2018 https://www.businessinsider.com.au/rba-financial-stress-low-households-2018-2 Australian household debt has increased and wage growth remains weak, but that’s not yet led to a substantial pickup in financial stress. And that includes households with…

The Digital Upstarts Taking on Britain’s Dominant Few Banks

The Economist| 15 February 2018 https://www.economist.com/news/finance-and-economics/21737028-battle-between-one-side-novelty-technology-and-gusto-and-other?frsc=dg%7Ce CHRIS MATTHEWS joined Monzo last May. “A friend mentioned it over a curry. Everyone signed up at once. Nine or ten of us.” Mr Matthews, a structural engineer living…

HIGH RISK ALERT: the worst off-the-plan suburbs in 2018

Riskwise Property Review| 8 February 2018 https://www.riskwiseproperty.com.au/News/high_risk_alert We’re living in a post-property-boom era, in a time when the term ‘off-the-plan’ starts ringing alarm bells. With almost all capital cities suffering from potential unit oversupply, RiskWise…

Major bank changes broker commission model

James Mitchell| The Adviser| 5 January 2018 https://www.theadviser.com.au/breaking-news/37252-major-bank-changes-broker-commission-model A big four bank has advised mortgage brokers that its upfront commission structure will change from next month. In a note to brokers obtained by The Adviser,…

Blackstone’s Play for La Trobe wont be the last non-bank deal

Jonathan Shapiro| Australian Financial Review|18 December 2017 http://www.afr.com/business/banking-and-finance/blackstones-play-for-la-trobe-wont-be-the-last-nonbank-deal-20171218-h06huy Australia’s $1.7 trillion mortgage market has become a hotspot for global private equity titans with more buyout funds tipped to follow Blackstone and KKR’s recent forays into…

Major bank unveils new accreditation standards

Miklos Bolza| Australian Broker| 14 December 2017 https://www.brokernews.com.au/news/breaking-news/major-bank-unveils-new-accreditation-standards-244893.aspx Commonwealth Bank of Australia (CBA) has unveiled a new broker model which includes stricter accreditation standards that aim to promote greater broker knowledge and positive consumer outcomes.…

Accredited Broker