• 04/05/2025

Category: Articles

The interest rate mantra has hit a wall

ABC.net.au – 11 March 2015 By Greg Jericho http://www.abc.net.au/news/2015-03-11/jericho-the-interest-rate-mantra-has-hit-a-wall/6300346 The RBA has revealed low interest rates aren’t having the impact they used to, and yet the Government isn’t willing to push the fiscal stimulus accelerator. This…

A dummies’ guide to buying an investment property

The New Daily.com.au – 10 March, 2015 By Susannah Guthrie, Life Editor http://thenewdaily.com.au/life/2015/03/10/dummies-guide-buying-investment-property/ Not sure where to start? Experts share their tips for first-time property investors. When it comes to purchasing an investment rental property…

RBA banks on real estate lending restrictions

The Australian Financial Review – 5 March, 2015 by Jacob Greber With Nassim Khadem http://www.afr.com/p/national/economy/rba_banks_on_real_estate_lending_WO7kU2YRHeHi1CzAWSYGsJ The official crackdown on Sydney property lending and new curbs on illegal foreign housing investment have boosted the Reserve Bank of…

The dumbest bubble in history

MacroBusiness.com.au – 3 March, 2015. http://www.macrobusiness.com.au/2015/03/dumbest-bubble-history/? With warnings suddenly flying thick and fast, the history of bubbles has never seen the likes of what is unfolding in Australian property now. Some bubbles have sprung from…

Housing boom bad news for borrowers

TheBull.com.au – 3 march, 2015 By AAP http://www.thebull.com.au/articles/a/52607-housing-boom-bad-news-for-borrowers.html Record home construction over the next 12 months should give the economy a much-needed boost, but could also put the brakes on more interest rate cuts. Approvals…

Are We Back to the Bad Old Days?

Is there a housing bubble and are banks’ lax lending policies contributing to it? We have all heard the Reserve Bank (RBA) and the Australian Prudential Regulation Authority (APRA) expressing concern about speculative property investment. …

$40.1 Billion (43.0 per cent) Interest-only Loans Written In 4Q 2014

Digital Finance Analytics – 24 February, 2015 By Martin North http://www.digitalfinanceanalytics.com/blog/40-1-billion-43-0-per-cent-interest-only-loans-written-in-4q-2014/ APRA released their quarterly Property Exposure data to December 2014 today. We see continued strong growth in interest only loans. From DFA research we know…

No need for panic – the economy isn’t all that bad

The Sydney Morning Herald – 18 February, 2015 By David Potts http://www.smh.com.au/money/planning/no-need-for-panic–the-economy-isnt-all-that-bad-20150217-13d2hq.html We might be selling ourselves short. While nothing flash, the economy isn’t doing too badly, all things considered. What’s missing in action is…

You can’t blame foreigners for high house prices

ABC.net.au, The Drum – 17 February, 2015 By Chris Berg http://www.abc.net.au/news/2015-02-17/berg-you-cant-blame-foreigners-for-high-house-prices/6125500 Of all the reasons advanced for Australia’s high house prices, blaming foreign investors is among the weakest. So why has the Government set up…

How making the big banks safer could cost you money

The New Daily.com.au – 16 February, 2015 By George Lekakis http://thenewdaily.com.au/money/2015/02/16/new-bank-rules-wipe-gloss-rate-cuts/ Consumers will be the big losers if the major banks fail to pass on the full value of future rate cuts following the introduction…

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